Budgeting is one of those things that you either love or hate it. But it’s critical if you want to have any kind of peace and financial freedom. Type-A nerds are usually all over it but free spirits rarely know where to start. In this article, we are going to go over how to do a monthly budget. Before we begin though, I highly recommend you check out my article on creating a financial snapshot. If you do that first, it will make creating your first budget a breeze, because you already have the amounts and can transfer them over. Read More
Category: Budgeting
Where Did My Money Go – Creating A Personal Financial Snapshot
It’s payday again. You sit down to do your online banking, with the hopes you’ll have enough left over to buy that “thingy” you’ve been wanting to buy for some time now. As you move towards getting all the utilities paid, your hope begins to fade. You aren’t even halfway through yet, and you already know that all familiar feeling. You are already broke! Some of us, if we are lucky, are able to have enough to pay the grocery bill as well, but for others, we are forced to rely on the credit cards once again just to put Read More